Debt

6 Reasons the Debt Ladder is the most effective way to pay off debt

There are many ways to pay off debt. And math guys will argue about each one. Let them argue. What I've realized is that as long as you pay it off, it don't matter the route you take. Getting to the destination is the important thing. When my wife and I came up with the… Continue reading 6 Reasons the Debt Ladder is the most effective way to pay off debt

Debt

What are Debt Ladder Cheerleaders?

Photo by Ashley Williams on Pexels.com This may be one of the more important parts of fighting debt.When picking your debt ladder cheerleaders, there are several things to remember:A. Make sure that at least 1 of your cheerleaders is debt free.This may be difficult. But even if you can find a cheerleader that is almost… Continue reading What are Debt Ladder Cheerleaders?

Debt

What is The Debt Ladder

Photo by Khimish Sharma on Pexels.com Everything on Average Guy Finances is essentially representative of my own story. When we were in debt, and decided we needed to get out of debt we tried something different then the normal snowball method. This is what we call the Average Guy Debt Ladder.The Debt Ladder is actually… Continue reading What is The Debt Ladder